Legal

Privacy Policy

Last updated: June 2026. We are committed to protecting your personal information.

1. Introduction

Macro Distribution ("we", "us", or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By using our website or services, you consent to the data practices described in this policy. If you do not agree with any aspect of this Privacy Policy, please discontinue use of our services.

2. Information We Collect

2.1 Information You Provide

We collect information that you voluntarily provide, including:

  • Full name, email address, phone number, and city
  • Financial requirements and product preferences shared via our contact form
  • Documents submitted as part of the loan or insurance application process

2.2 Information Collected Automatically

When you visit our website, we may automatically collect:

  • IP address and browser type
  • Pages viewed and time spent on the site
  • Referring website URL
  • Device and operating system information

3. How We Use Your Information

We use the information collected for the following purposes:

  • To respond to your financial queries and provide personalized advice
  • To connect you with suitable banks, NBFCs, or insurance partners
  • To process loan, investment, or insurance applications on your behalf
  • To send you relevant product information, promotional offers, and financial updates (only with your consent)
  • To improve our website and services
  • To comply with applicable legal and regulatory requirements

4. Sharing of Information

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

  • Partner Institutions: We share your details with banks, NBFCs, insurance companies, and mutual fund houses strictly for processing your financial applications. These partners are bound by confidentiality agreements.
  • Legal Compliance: We may disclose information to comply with applicable laws, court orders, or regulatory requirements from AMFI, IRDAI, SEBI, or RBI.
  • Business Transfer: In the event of a merger or acquisition, your information may be transferred as part of the business assets, with prior notification to you.

5. Data Security

We implement industry-standard security measures to protect your personal information, including:

  • SSL/TLS encryption for all data transmitted through our website
  • Restricted access to personal data on a need-to-know basis
  • Regular security audits and employee training on data protection

While we take reasonable steps to protect your data, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security of your information.

6. Cookies

Our website may use cookies to enhance your browsing experience. Cookies are small files stored on your browser that help us remember your preferences and analyze website traffic. You may disable cookies through your browser settings; however, this may limit some functionality of our website.

7. Third-Party Links

Our website may contain links to third-party websites such as banking partners, AMFI portals, or IRDAI directories. We are not responsible for the privacy practices of these external sites and encourage you to review their respective privacy policies.

8. Your Rights

You have the following rights regarding your personal information:

  • Access: You may request a copy of the personal data we hold about you.
  • Correction: You may request correction of inaccurate or incomplete data.
  • Deletion: You may request deletion of your personal data, subject to legal and regulatory obligations.
  • Opt-Out: You may opt out of marketing communications at any time by contacting us.

To exercise any of these rights, please contact us at primecredit93@gmail.com.

9. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, or as required by applicable laws and regulatory guidelines (including AMFI and IRDAI record-keeping requirements). Typically, financial records are retained for a minimum of 5 years as mandated by law.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of significant changes by posting the updated policy on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: